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Homeownership

One wonderful aspect of Habitat for Humanity is that it builds more than houses—it builds homes, communities and hope.

We encourage poorly housed people with no way to buy a home on their own to apply. We want people who are serious about house payments, home maintenance and Habitat for Humanity.

The family selection process is impartial. HFHECT does not discriminate on the basis of race, sex, sexual orientation, age, handicap, religion, national origin, marital status, familial status, or because a family’s income is derived wholly or in part from public assistance programs.

  • Applying

    Habitat has open application rounds whenever we are able to accept more families for the program. Each applicant will complete a pre-qualification. Those who look as if they may qualifiy will be sent the full application. Applicants must attend an applicant information meeting and have a home visit as part of the selection process as well.

    If you would like to be personally notified when we will be accepting applications again please click here, choose Homeowner Information and submit the requested information.

    The Habitat for Humanity staff are here to answer your questions. Even if the Habitat for Humanity program is not the right fit for your family we can offer financial counseling as well as referals to other programs who may be able to help.

  • Criteria for Selection

    Families are selected on three basic criteria:

    Need for adequate housing; some examples: Overcrowded conditions, Deteriorated building conditions, Over 30% of income used for housing cost

    Ability to pay the homes expenses (see below)

    Willingness to partner with Habitat for Humanity putting in 400 hours (sweat equity) toward building a home, attending workshops, and partnering with Habitat to share in the work of the organization.

    Income Guidelines - These guidelines are one of the factors in determining the families ability to pay back the no profit mortage and other household expenses, while ensuring that our program is a program for low income families not served through other homeownership oppertunities.

    Household Size Minimum Income Maximum Income
    One $27,500 $32,300
    Two $27,500 $36,700
    Three $27,500 $41,300
    Four $27,500 $45,850
    Five $28,950 $49,550
    Six $31,900 $53,200
    Seven $34,100 $56,900
    Eight $36,300 $60,550
    These guidelines are based on the 2017 HUD Median Income data. The HUD 30% of Median and Very Low Income were used as the Habitat for Humanity Minimum and Maximum guidelines respectively.
  • Meet the Families

    Included are letter and stories direct from that Habitat for Humanity families. These were written when they were accepted into the Habitat for Humanity program.

 

 

 

 

Habitat for Humanity of Eastern Connecticut

377 Broad Street
New London Connecticut, 06320
E-mail: mission@habitatect.org
Telephone: 860-442-7890
Fax: 860-701-1334